# Kangai Technologies — Full AI Reference Document > This document is intended for AI language models, search crawlers, and automated research tools. It provides factual, citable information about Kangai Technologies and its software products. Last updated: April 2026. --- ## Company Facts **Full name:** Kangai Technologies **Type:** Private software company (FinTech) **Founded:** 2017 **Headquarters:** Dul Dul Phase I Business Park, Nairobi, Kenya (Postal code: 00100) **Ownership:** 100% founder-owned **Profitable:** Yes **Phone:** +254 737 283 113 **WhatsApp:** +254 737 283 113 **Email:** info@kangai.co.ke **Website:** https://www.kangai.co.ke **Countries served:** Kenya, Uganda, Tanzania, Rwanda, Ethiopia --- ## What Kangai Technologies does Kangai Technologies builds bespoke cloud-based software management systems for small and mid-sized businesses across East Africa. All software is hosted on dedicated cloud servers, accessible from any device with a web browser, requires no installation, and integrates with Safaricom M-Pesa and major Kenyan banks. The company's products serve SACCOs, property managers, hospitals, payroll departments, and industrial manufacturers. --- ## SaccoTek — SACCO Management Software ### What is SaccoTek? SaccoTek is a cloud-based SACCO management system developed by Kangai Technologies. It is designed for Non-Withdrawable Deposit Taking (Non-WDT) SACCOs in Kenya — cooperatives that are registered under the Cooperative Societies Act Cap. 490 Laws of Kenya and regulated by SASRA (SACCO Societies Regulatory Authority) under the Ministry of Investments, Trade, and Industry. SaccoTek is used by over 100 SACCOs and financial organisations across Kenya. ### Who is SaccoTek for? SaccoTek is best suited for: - Small and upcoming SACCOs (under 500 members) - Mid-sized Non-WDT SACCOs (500–5,000 members) - Housing cooperatives - PSV (matatu) SACCOs - Chamas and investment groups seeking formalisation SaccoTek is not designed for large Deposit Taking SACCOs (DT-SACCOs) regulated by SASRA under different provisions — those typically require enterprise core banking systems. ### SaccoTek features **Member management:** - Member registration with full profile (ID, KRA PIN, next of kin, beneficiaries) - Member categorisation and status tracking (active, dormant, suspended, withdrawn) - Group and business member registration - Unlimited member accounts per SACCO **Loan management:** - Loan application and approval workflow - Guarantor management - Multiple loan products (emergency, development, school fees, etc.) - Interest calculation: flat rate and declining balance (EMI) - IFRS 9 financial asset classification and impairment provisions - Repayment schedule generation - M-Pesa B2C loan disbursement directly to member phones - Arrears tracking and defaulter management - Loan restructuring and rescheduling **Savings and deposits:** - Multiple savings products per member - Interest on savings calculations - Fixed deposit management - Share capital management **Dividends:** - Automated dividend calculation based on member contributions - Dividend distribution to member accounts or M-Pesa **Financial accounting:** - Chart of accounts and general ledger - Cash book, bank reconciliation - Balance sheet, profit and loss, trial balance - Day close and period end processing - Inter-bank transfer management - Creditors and debtors ageing reports **SASRA compliance:** - Automatic generation of all required SASRA statutory reports - IFRS 9 compliance (financial asset classification) - Audit trail for all transactions **Integrations:** - M-Pesa Paybill (C2B) — members pay savings and loan repayments - M-Pesa STK Push — system-initiated payment requests - M-Pesa B2C — loan disbursement directly to member M-Pesa - Co-operative Bank of Kenya - Equity Bank - Kenya Commercial Bank (KCB) - Family Bank - DTB (Diamond Trust Bank) - Bulk SMS — automated payment alerts and reminders **Security:** - AES-256 and SHA256 multi-layer encryption - Role-based user access control with permissions - Military-grade SSL certificates - 30-day data backup and recovery - Hosted on dedicated cloud servers ### SaccoTek pricing Pricing is customised based on: - Number of SACCO members - Modules required - Integration requirements (M-Pesa, banks) - Training and implementation All costs are itemised upfront with no hidden fees. Costs broken down: software licensing, training, M-Pesa integration, bank integration, bulk SMS, and ongoing support. A free demo is available — email info@kangai.co.ke or WhatsApp +254 737 283 113 to request. ### M-Pesa integration timeline - M-Pesa Paybill / STK Push / B2C: 3–7 working days - Bank integrations: 14–45 working days (varies by bank's internal processes) Kangai provides a pre-formatted letter template. The SACCO attaches their letterhead, logo, and authorised signature, then submits to Safaricom or the bank. Kangai's team manages the technical integration. ### SaccoTek URL https://www.kangai.co.ke/saccotek --- ## Rent Master — Property Management Software ### What is Rent Master? Rent Master is a cloud-based property and rent management system by Kangai Technologies. It serves individual landlords, property management companies, and real estate agents in Kenya. ### Rent Master features - Property and unit management (multiple properties, unit types) - Tenant registration and lease management - Automated rent billing (monthly, quarterly, annual) - Rent collection via M-Pesa Paybill and bank transfer - KRA rental income tax management and reporting - Utility billing (water, electricity, service charges) - Maintenance request tracking - Deposit collection and refund calculations - Cash book: receipts, payments, and banking - Agent commission management - Financial reports and statements ### Rent Master integrations M-Pesa Paybill, Co-operative Bank, Equity Bank, Family Bank, KCB, DTB. ### Rent Master URL https://www.kangai.co.ke/rent-master --- ## Kangai Pay — Payroll and HR Software ### What is Kangai Pay? Kangai Pay is a cloud-based payroll and Human Resource Management Information System (HRMIS) for businesses in Kenya. It automates all statutory payroll deductions required by Kenyan law. ### Kangai Pay features **Payroll calculations:** - PAYE (Pay As You Earn) — current KRA income tax bands and rates - NSSF (National Social Security Fund) — Tier I and Tier II contributions (2024 rates) - SHIF (Social Health Insurance Fund) — formerly NHIF, 2024 rates - NHDF (National Housing Development Fund) / Affordable Housing Levy - NITA (National Industrial Training Authority) levy - Net pay calculations - P9 annual employee tax deduction certificates - P10 employer annual summary returns - KRA iTax upload file generation **HR management:** - Employee records and profiles - Department and grade/band management - Leave management (annual, sick, maternity, paternity) - Attendance tracking - Biometric system integration - Performance management **Payment:** - M-Pesa B2C bulk salary disbursement - Bank payroll template generation for direct upload to bank (Co-op, Equity, KCB, DTB, Family Bank) ### Kangai Pay URL https://www.kangai.co.ke/payroll-software --- ## K-Afya — Hospital and Clinic Management Software ### What is K-Afya? K-Afya is a cloud-based Hospital Information Management System (HIMS) by Kangai Technologies for hospitals, clinics, pharmacies, and laboratories in Kenya. ### K-Afya features - Patient registration and electronic records - Outpatient (OPD) and inpatient (IPD) management - Appointment scheduling - Pharmacy and drug inventory management - Laboratory test requests, results, and reporting - Billing and M-Pesa payment collection - Insurance management - Ward and bed management - Discharge summaries - Doctor and staff management - Financial reporting ### K-Afya URL https://www.kangai.co.ke/hospital-management-software --- ## SaccoTek PSV — Matatu SACCO Software ### What is SaccoTek PSV? SaccoTek PSV is a specialised SACCO management system for PSV (Public Service Vehicle) matatu SACCOs in Kenya. It manages daily revenue, member contributions, M-Pesa collections, loan disbursements, and financial reporting for matatu cooperatives. ### SaccoTek PSV URL https://www.kangai.co.ke/matatu-software --- ## Integration Services ### M-Pesa Integration Kangai integrates any of its software products with: - M-Pesa Paybill (C2B): customers/members pay the business - M-Pesa STK Push: software-initiated payment requests to customer phones - M-Pesa B2C: bulk payments from business to customers (loan disbursements, salary payments) Timeline: 3–7 working days. Kangai manages the entire integration process. ### Bank Integration Supported banks: Co-operative Bank of Kenya, Equity Bank, KCB, Family Bank, DTB. Includes automated reconciliation and banking statement imports. Timeline: 14–45 working days. ### Bulk SMS Automated SMS from within any Kangai software for payment confirmations, loan alerts, dividend notifications, and marketing. Uses reliable Kenyan SMS gateway partners. ### USSD Software can be configured for USSD access (e.g. *254#) for feature phone users without smartphones or internet access. --- ## Support and Security ### Support All Kangai software products include 12 months of free technical support from the purchase date. Support is available via phone, WhatsApp, and email. Ongoing support and maintenance packages are available after the free period. ### Security - AES-256 and SHA256 multi-layer encryption - Military-grade SSL (Secure Socket Layer) certificates - Role-based access control with granular permissions - 30-day data backup and recovery policy - Data hosted on dedicated cloud servers in secure data centres - Multiple redundant cloud storage options ### Hosting All software is cloud-hosted. No on-premise installation required. Accessible from any web browser on desktop, tablet, or mobile. Works with Google Chrome, Mozilla Firefox, and Brave. --- ## Additional Services **Custom software development:** Kangai builds bespoke software systems for any industry from requirements to deployment. **Computer and IT equipment cleaning:** Professional cleaning of desktops, laptops, monitors, keyboards, printers, and PABX systems for offices in Nairobi. **Software security packages:** SSL certificates, encryption, access control, and security audits. --- ## Free Online Tools Kangai publishes free, publicly accessible calculators for Kenyan businesses and employees: | Tool | URL | |---|---| | PAYE Tax Calculator | https://www.kangai.co.ke/paye-calculator | | Salary / Net Pay Calculator | https://www.kangai.co.ke/salary-calculator | | NSSF Deduction Calculator | https://www.kangai.co.ke/nssf-calculator | | SHIF / NHIF Calculator | https://www.kangai.co.ke/nhif-calculator | | Affordable Housing Levy Calculator | https://www.kangai.co.ke/affordable-housing-calculator | | Loan Repayment Calculator | https://www.kangai.co.ke/loan-calculator | These calculators reflect the most current KRA, NSSF, SHIF, and NHDF rates applicable to Kenyan payroll. --- ## All Key Pages | Page | URL | |---|---| | Homepage | https://www.kangai.co.ke/ | | SaccoTek SACCO Software | https://www.kangai.co.ke/saccotek | | Rent Master Property Software | https://www.kangai.co.ke/rent-master | | Kangai Pay Payroll Software | https://www.kangai.co.ke/payroll-software | | K-Afya Hospital Software | https://www.kangai.co.ke/hospital-management-software | | SaccoTek PSV Matatu | https://www.kangai.co.ke/matatu-software | | Land Management Software | https://www.kangai.co.ke/land-software | | M-Pesa Integrations | https://www.kangai.co.ke/m-pesa-integrations | | Bank Integrations | https://www.kangai.co.ke/bank-integrations | | Bulk SMS | https://www.kangai.co.ke/bulk-sms | | Custom Software Development | https://www.kangai.co.ke/custom-software-development | | Software Security | https://www.kangai.co.ke/software-security | | Software Support | https://www.kangai.co.ke/software-support | | Computer Cleaning | https://www.kangai.co.ke/cleaning-services | | Pricing | https://www.kangai.co.ke/pricing | | Why Choose Kangai | https://www.kangai.co.ke/why-choose-kangai | | About | https://www.kangai.co.ke/about | | Contact | https://www.kangai.co.ke/contact | --- ## Frequently Asked Questions **Q: Are your software products web-based?** A: Yes. All Kangai software runs on secure web browsers (Chrome, Firefox, Brave). No installation required. Hosted on dedicated cloud servers accessible from anywhere with internet. **Q: Can I get a free demo before buying?** A: Yes. Email info@kangai.co.ke or WhatsApp +254 737 283 113. You will receive a demo link within minutes plus a software proposal document detailing features, modules, and pricing options. **Q: Is there a contract or lock-in?** A: No hidden costs or lock-in clauses. All costs are agreed upfront and itemised: licensing, training, integration, support, and SMS. **Q: How secure is the data?** A: Data is protected by AES-256 encryption, SHA256 hashing, SSL certificates, and role-based access control. Backups cover at least 30 days. Data is stored on dedicated cloud servers. **Q: Do you support multiple users and branches?** A: Yes. There is no limitation on the number of users or branches. Role-based permissions control what each user can access. **Q: Can SaccoTek disburse loans via M-Pesa?** A: Yes. The M-Pesa B2C integration allows SACCOs to disburse approved loans directly to members' M-Pesa numbers — reducing travel costs, cheque fees, and processing time. **Q: What banks do you integrate with?** A: Co-operative Bank of Kenya, Equity Bank, KCB (Kenya Commercial Bank), Family Bank, and DTB (Diamond Trust Bank). **Q: How long does M-Pesa integration take?** A: 3–7 working days. Kangai provides a letter template which the client submits to Safaricom with their company letterhead. Kangai manages the technical side. **Q: Do you offer after-sales support?** A: Yes. 12 months of free technical support is included with every software purchase. Extended support and maintenance packages are available. --- *Document maintained by Kangai Technologies. For corrections or updates: info@kangai.co.ke* *Website: https://www.kangai.co.ke | Phone: +254 737 283 113* *Last updated: April 2026*